LuckyCash Loans for Ghana, Côte d’Ivoire & Tanzania

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Dalyn Dawson
April 30, 2024
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Financial emergencies can strike unexpectedly, leaving you scrambling for solutions. When you’re a resident of Ghana, Côte d’Ivoire, or Tanzania, LuckyCash loans can be your trusted partner for quick and convenient personal loans. This mobile application streamlines the loan application process, allowing you to access funds directly without the hassle of traditional banking procedures.

Tailored Loan Solutions for Ghanaian, Ivorian, and Tanzanian Citizens

LuckyCash caters to citizens of these three African nations, offering loan amounts specifically tailored to each country’s economic landscape. Here’s a breakdown of the maximum loan amounts available:

  • Ghana: Up to GH₵ 60,000
  • Côte d’Ivoire: Up to 200,000 FCFA
  • Tanzania: Up to 10,000,000 TZS

The application process is straightforward and can be completed entirely through the LuckyCash mobile app. With loan approvals being granted quickly, you can receive the much-needed financial boost to address your urgent needs.

Understanding Your Loan with a LuckyCash Simulation

To provide transparency about the loan terms, LuckyCash offers a sample loan simulation. Let’s consider a scenario where you borrow 50,000 Ghanaian Cedis (GH₵) for a repayment period of 200 days, with an Annual Percentage Rate (APR) of 15%.

Here’s a breakdown of the calculations:

  • Daily Interest Rate: 15% / 365 days = 0.041%
  • 200-Day Interest: GH₵ 50,000 x 15% / 365 days x 200 days = GH₵ 4,109.59
  • Total Repayment: GH₵ 50,000 + GH₵ 4,109.59 = GH₵ 54,109.59

This simulation provides a clear understanding of the total amount you’ll be repaying, including the principal amount and the accrued interest.

Eligibility Requirements for a LuckyCash Loans

To be eligible for a LuckyCash loan, you must meet the following criteria:

  • Be a resident of Ghana, Côte d’Ivoire, or Tanzania.
  • Possess a valid bank account in your name within the respective country.
  • Fall within the age range of 20 to 60 years old.

Contacting LuckyCash loans for Inquiries and Support

Should you have any questions or require further assistance with the loan application process, LuckyCash provides multiple channels for you to reach their customer service team:

  • Telephone: +233535188660 (Ghana)
  • Email:
  • Address: (For correspondence only) 35 Spintex Rd, Accra, Ghana

Please note: It’s important to verify contact information directly within the LuckyCash app to ensure you’re reaching their official representatives.

LuckyCash loans FAQs

Q: Is there a hidden fee associated with the loan application?

A: LuckyCash claims there are no hidden fees involved in the application process. However, it’s crucial to meticulously review the loan agreement before signing to ensure a complete understanding of all terms and conditions.

Q: What is the turnaround time for loan applications?

A: LuckyCash advertises a fast and easy application process with swift approval decisions. However, the specific timeframe may vary depending on individual circumstances.

Q: How can I repay my loan?

A: Repayment options are likely to be detailed within the loan agreement. It’s best to consult the LuckyCash app or contact customer service for specific instructions on making repayments.


LuckyCash offers a convenient solution for residents of Ghana, Côte d’Ivoire, and Tanzania seeking quick and accessible personal loans. By understanding the eligibility requirements, loan terms, and repayment options, you can make an informed decision about whether a LuckyCash loan is the right fit for your financial needs. Remember, it’s always advisable to thoroughly research and compare loan options before committing to any financial agreement.

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