Fast Pera: Swift Online Loans for Your Urgent Financial Needs

1.1.3
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3.4/5 Votes: 25
Developer
Kusog Pera Lending INC
Updated
February 03, 2024
Size
16.3 Mb
Version
1.1.3
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6.0+
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Description

Fast Pera is a leading online lending platform, offering hassle-free loans ranging from ₱1,500.00 to ₱20,000.00 with flexible repayment terms, spanning from 120 days to 365 days. This article will delve into the key features of Fast Pera, including interest rates, service fees, and an illustrative example to guide potential borrowers. Before proceeding, it’s crucial to understand the terms and conditions outlined in the Disclosure Statement.

Key Loan Terms and Example (Approx. 500 words)

Loan Amount and Duration:

Fast Pera provides loans between ₱1,500.00 and ₱20,000.00, with repayment periods ranging from 120 days (including extensions) to 365 days (including extensions). Borrowers can choose the amount and duration that best fits their financial needs.

Interest Rates and Service Fees:

The Annual Percentage Rate (APR) is capped at 18% per annum, with a daily interest rate of 0.05%. Additionally, Fast Pera imposes a service fee ranging from a minimum of 10% to a maximum of 20%.

Example Calculation:

Let’s take a hypothetical scenario: If a borrower selects a loan limit of ₱6,000.00 with a 180-day repayment period, the monthly interest would be calculated as follows:

  • Monthly interest: ₱6,000.00 * 0.05% * 30 = ₱90.00
  • Monthly installment (including principal and interest): ₱6,000.00/6 + ₱90.00 = ₱1,090.00
  • Total repayment amount (including principal and interest): ₱6,000.00 + ₱540.00 = ₱6,540.00

Why Choose Fast Pera? (Approx. 300 words)

Easy Application and Quick Approval:

Fast Pera stands out for its straightforward application process and swift approval. Borrowers can expect to receive their funds promptly, addressing urgent financial needs.

24/7 Online Operations:

With online services available 24/7, borrowers can access Fast Pera’s platform anytime and anywhere, ensuring convenience and accessibility.

Fast and Simple with Lowest Interest Rates:

Fast Pera prides itself on providing a rapid and simplified loan process, coupled with the lowest interest rates in the market, making it a reliable choice for those in need of quick financial solutions.

Loan Requirements (Approx. 200 words)

To avail of Fast Pera’s loan services, applicants need to meet the following criteria:

  • Valid government ID
  • Stable income
  • Age over 18 years
  • Active phone number

Repayment Options (Approx. 300 words)

Fast Pera offers various convenient repayment options, including:

  1. M Lhuillier: Visit M Lhuillier and complete the repayment form.
  2. 7-Eleven: Utilize the CLiQQ machine or app at 7-Eleven for payments.
  3. GCash, Koin: Access the app, click “Pay Bills,” and choose the loan repayment option.
  4. Bank Deposit: Transfer funds to the company’s designated bank account provided in the app.

Contact Information and Company Details

For any inquiries, Fast Pera’s customer service can be reached through the app or via email at cs@fastpera.vip. The company, registered as Kusog Pera Lending INC. with SEC NO.CS201916669, operates under the authority of SERTIFIKAT OTORITAS NO.3118. The company is located on the 29th floor of Joy Nostalg Centre, 17 ADB Avenue, Pasig City, Philippines, and operates from 9:00 to 18:00, Monday to Saturday. Customers can also contact the customer service hotline at 09774917588.

In conclusion, Fast Pera emerges as a reliable online lending solution, providing easy accessibility, quick approvals, and transparent terms for borrowers seeking immediate financial assistance.

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