Palmoni Loan App: Your Hassle-Free Loans in Nigeria

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November 22, 2023
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Discover the world of Palmoni loan app, offering online loans in Nigeria from NGN 10,000 to NGN 200,000, with repayment terms of 91 to 180 days and a maximum Annual Percentage Rate (APR) of 25%. Learn how to use the app, eligibility criteria, and get a glimpse of the exemplary customer service. Start your financial journey with Palmoni today!

Palmoni Loan App: A Closer Look

Understanding Palmoni’s Offering

Palmoni loan app allows users to apply for loans ranging from NGN 10,000 to NGN 200,000, providing flexibility to meet diverse financial needs. With repayment periods spanning from 91 to 180 days and a capped Annual Percentage Rate (APR) at 25%, Palmoni ensures affordability and convenience.

Step-by-Step Guide to Getting Started

Download the App

To embark on your financial journey with Palmoni, download the app from third-party sites, as it is currently unavailable on Google Playstore. This strategic move enhances accessibility and widens the user base.

Account Creation

Once the app is downloaded, creating an account is a straightforward process. Input your personal details, desired loan amount, and repayment period to initiate the application.

Login and Application

After creating an account, log in to the Palmoni app. Complete the application by providing necessary information. Specify the loan amount, choose the repayment duration, and proceed to the next steps.

Approval Process

Upon submitting your application, await the approval notification. If your account is approved, you are one step closer to fulfilling your financial needs.

Eligibility Criteria

Palmoni loan app is designed to cater to the Nigerian demographic. To be eligible, applicants must be Nigerian citizens, possess a steady income, be at least 18 years old, and hold a valid bank account.

A Real-life Example

Imagine applying for a NGN 10,000 loan with a 180-day repayment period and a 12.3% loan interest rate (APR 25%). The daily service fee is calculated at 0.068%. For the entire 180 days, the service fee amounts to NGN 1,230, resulting in a total repayment of NGN 11,230.

Customer Service Excellence

Palmoni takes pride in its customer-centric approach, offering robust support to users.

  • Email:
  • Address: 34 Jalan Awoniyi Elemo, Airport Rd, Ajao Estate, Lagos


The Palmoni application is an online loan service in Nigeria. Offering a user-friendly interface, transparent requirements, and exemplary customer service, it stands out as a prominent choice for those seeking financial assistance.

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