Richic Loan App: Download latest version

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November 12, 2023
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In the dynamic landscape of financial solutions, Richic loan app stands out, providing tailored loan options for Nigerian citizens. Dive into this comprehensive guide to understand how Richic is reshaping the lending landscape.

Richic Loan: A Closer Look

Understanding the Terms

Explore the intricacies of Richic loans, offering amounts between NGN8,000 and 80,000, with an annual percentage rate (APR) ranging from 20% to 30%. The repayment window spans from 91 days to a year.

Example Scenario

Delve into a real-world example to grasp the cost dynamics. If you borrow NGN9,000 for 91 days at a 5% interest rate, the monthly interest amounts to 1.6%, resulting in a total repayment of ₦9,450.

How to Begin with Richic Loan

Downloading the App

Accessing Richic loan is convenient; download the app through third-party sites to initiate the borrowing process.

Creating Your Account

Navigate the user-friendly interface by creating an account, inputting personal details, desired loan amount, and repayment duration.

Loan Application Process

Log in, submit necessary information, specify the loan amount and repayment period, then await the swift review process.

Funding Approval

Once your account gains approval, anticipate the prompt disbursement of funds into your account.

Eligibility and Requirements

Citizenship Criteria

To qualify, applicants must be Nigerian citizens.

Age and Income

Applicants should be at least 18 years old and possess a stable income source.

Customer Support

Reach Out

For any queries or assistance, contact Richic via email at

Company Information

About Richic Nigeria

Discover the company’s headquarters at Ikotun 103132, Lagos, Nigeria.

Frequently Asked Questions

Can non-Nigerian residents apply for Richic loans?

No, Richic loans are exclusively available for Nigerian citizens.

What is the minimum and maximum loan amount Richic offers?

Richic extends loans starting from NGN8,000 up to NGN80,000.

Is there an age requirement for loan applicants?

Yes, applicants must be at least 18 years old to be eligible for Richic loans.

How quickly can I expect loan approval?

Richic boasts a swift review process, and eligible applicants can receive funding promptly.

Can I repay the loan before the stipulated period?

Yes, Richic allows early repayment, providing flexibility to borrowers.

What happens if I miss a repayment?

Contact Richic’s customer support immediately to discuss feasible solutions and avoid any complications.


Richic loan app emerges as a reliable financial companion, offering tailored solutions for Nigerian residents. Explore the user-friendly process, transparent terms, and efficient customer support, making Richic a noteworthy choice in the realm of digital lending.

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