Mota Cash Loan App: Quick and Hassle-Free Financial Assistance

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August 14, 2023
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Mota Cash Loan App is designed to provide individuals with access to small loans ranging from ₦1,000 to ₦50,000. The loan terms are flexible, with the shortest being 91 days and the longest extending to 180 days. What sets Mota Cash apart is its commitment to transparency and affordability. The maximum annual interest rate APR ranges from 16% to 21%, ensuring that borrowers are not burdened by exorbitant interest charges. Moreover, Mota Cash does not charge any service fees, making it an attractive option for those seeking a fair and cost-effective loan.

Calculating Your Loan Repayment

To illustrate, let’s consider an example: You choose a 6-month loan and borrow ₦1,000. Mota Cash charges an interest rate of 1.3% per month, resulting in an interest rate of 7.9% for the entire repayment period. This means you would be charged ₦79 as interest over the 6-month period, making your total repayment amount ₦1,074. Your monthly payment in this scenario would be ₦179.

How to Apply for a Mota Cash Loan App

Applying for a loan through Mota Cash is a straightforward process:

  1. Download the Mota Cash App: Visit third-party app distribution sites to download the Mota Cash App and install it on your device.
  2. Register an Account: Sign up by providing your phone number and creating an account.
  3. Submit Basic Information: Fill in the required basic information on the app.
  4. Loan Application Submission: After completing the necessary details, submit your loan application through the app.
  5. Instant Result: The app will promptly display the final result of your loan application.
  6. Loan Disbursement: If your application is approved, the loan amount will be directly disbursed into your bank account.

Eligibility for Mota Cash loan App

Mota Cash is accessible to Nigerian citizens who meet the following criteria:

  • Age over 18 years.
  • Stable employment.
  • Demonstrated ability to repay.

Contact Information

Should you have any questions or need further assistance, feel free to get in touch with Mota Cash through the following means:

  • Email:
  • Address: Gwagwalada, Plot 52 Park Lane FCT Abuja, Federal Capital Territory, Nigeria 900281


Mota Cash Loan App presents a convenient and transparent way to address your short-term financial needs. With competitive interest rates, no service fees, and a simple application process, Mota Cash stands out as a reliable solution for individuals seeking quick financial assistance. Whether it’s a minor expense or an urgent situation, Mota Cash has you covered, ensuring you can manage your finances with ease.

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